Terms of Service

Last updated: May 5, 2026

These Terms of Service ("Terms") govern your use of Expenzee (the "Service"), provided by Expenzee ("we", "us", or "our"). By downloading, installing, or using Expenzee, you agree to these Terms. If you do not agree, do not use the Service.

1. Account and eligibility

2. Use of the app

Expenzee is provided for personal, non-commercial use to track expenses, split bills with friends, and view personalized insights. You may not resell, redistribute, or reverse-engineer the app or its API.

3. Subscriptions and billing

4. Refund policy

5. Cancelling your subscription

To cancel:

6. AI features

AI Chat Assistant, AI insights, smart categorization, and AI product recommendations are powered by Google Gemini 2.5 Flash. AI responses are generated by a third-party model and may be inaccurate, incomplete, or out of date. Do not rely on AI output for legal, tax, financial, medical, or investment advice. Always verify critical information independently.

AI usage is metered per tier — AI messages (Free 30/mo · Plus 300/mo · Pro 1,200/mo), web searches (Free 20/mo · Plus 120/mo · Pro 400/mo), and smart categorizations (Free 120/mo · Plus 1,000/mo · Pro 4,000/mo). Excessive abuse, prompt injection, or attempts to extract restricted content may result in suspension.

7. Deals and affiliate links

Expenzee participates in EarnKaro and Amazon Associates affiliate programs. When you click a deal or product link in the app, we may earn a commission on qualifying purchases at no extra cost to you. Pricing, availability, and offers are controlled by the merchant — not by Expenzee. We are not responsible for product quality, delivery, returns, or merchant disputes.

8. Prohibited use

You agree not to:

9. Your data and content

You retain ownership of your expense data, receipts, and content you create in Expenzee. You grant us a limited license to store, process, and display your data solely to provide the Service to you. See our Privacy Policy for details.

10. Disclaimers

The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied. We do not guarantee:

11. Limitation of liability

To the maximum extent permitted by law, Expenzee, its founders, employees, and partners are not liable for any indirect, incidental, special, or consequential damages — including loss of profits, data, or savings — arising from your use of the Service. Our total liability for any claim is limited to the amount you paid us in the 12 months before the claim, or ₹500, whichever is greater.

12. Termination

We may suspend or terminate your account if you violate these Terms or engage in abuse, fraud, or behaviour harmful to other users. You may stop using the Service at any time by cancelling your subscription and deleting your account in-app.

13. Governing law

These Terms are governed by the laws of India. Any dispute arising out of or related to these Terms or the Service shall be resolved exclusively in the courts of Bengaluru, Karnataka.

14. Changes to these terms

We may update these Terms from time to time. Material changes will be notified in-app or via email at least 7 days before they take effect. Continued use of the Service after the effective date means you accept the updated Terms.

15. Contact us